After a car accident or unexpected damage, one of the first steps in the recovery process is getting a car insurance estimate. This document plays a crucial role in determining how much your insurance provider will pay toward your repairs—and how quickly you can get back on the road. But what exactly is a car…
What every driver should know after a minor accident. You’re backing out of a parking space. You look both ways—traffic is clear. So you proceed. Then, crunch. That gut-wrenching sound of your fender collapsing fills your ears. You slam the brakes and realize with sinking horror: you’ve backed into one of those short cement poles…
You’re sitting at a stoplight, or making a turn, when suddenly out of nowhere – BAM! Everything inside the car goes flying as your grip on the steering wheel tightens and you sit there in a fog wondering what the heck just happened. Sound familiar? Hopefully not, but odds are, you will be in a…
Being in an accident is stressful enough. Add in the hassle of getting your car repaired and it can feel overwhelming, especially when the accident wasn’t your fault. The third-party insurance company will often work hard to avoid paying the full cost of your repairs, while you, as the claimant, are left trying to make…
Selecting a deductible is one of the most important things to consider when comparing coverage across insurance companies. A high-deductible car insurance policy brings different financial consequences than a policy with a low deductible. What exactly is a deductible? If you file a car insurance claim after an incident, the deductible is the amount you pay…
We’ve already talked about the importance of airbags after a crash—but airbags are just one piece of your vehicle’s complex safety puzzle. Modern cars are loaded with advanced technology and interconnected systems, and even a minor accident can throw everything off balance. So, after any type of collision—even a low-speed fender bender—it’s critical to get…
Most modern vehicles are designed with improved safety features that reduce the likelihood of a rollover during a crash. However, it is important to understand that no vehicle is entirely immune. Certain driving conditions, behaviors, and vehicle types still pose significant risks. Top-heavy vehicles such as SUVs, pickup trucks, and Jeeps are especially prone to…
What Happens If An Uninsured Driver Hits You? If you’re involved in an accident with an uninsured driver, you’ll likely need to turn to your own insurance provider for compensation. That’s where uninsured motorist (UIM) coverage becomes crucial. UIM coverage helps pay for medical expenses, lost wages, and other injury-related costs if someone without insurance…
When you sign up for auto insurance, it might feel like you’re taking a responsible step—protecting yourself, your car, and your future. But take a closer look, and it starts to resemble something far less comforting: a high-stakes bet. Because let’s be honest—insurance is, in many ways, like gambling. You’re wagering that somewhere down the…
A rear-end accident occurs when a driver collides with the vehicle directly in front of them from behind. These types of accidents commonly happen at red lights, stop signs, or in congested traffic where vehicles frequently stop and start. While the majority of rear-end collisions occur at low speeds—such as in city traffic or parking…
Did you know that there are 13 car accidents in America every 60 seconds? That means over 6.5 million people will be involved in an auto accident this year! An estimated 42,915 people died in car crashes in 2021, a 10.5% increase from 2020. Accidents cost the economy approximately $474 billion in 2020. Some sobering statistics. These statistics show…
Airbags help save lives, but they also come with certain risks. Airbags automatically inflate in the event of a collision. But they don’t always go off. There’s a reason for that and it has nothing to do with a malfunction. It’s all about the electrical connection between the impact sensor and the air bag. The…
Safety First In the event of a collision, your airbag and seat belt work together to minimize injury. The airbag alone is not enough to prevent you from hitting the windshield or dashboard if you’re sitting in the front seat. Similarly, while a seat belt significantly reduces the risk of serious injury, it does not…
Some accidents are straight forward as far as who the claimant is. For instance, if you’re rear-ended, the other party is at fault. You would be the claimant. They are considered the policy holder. If the accident is as a result of a lane change or in an intersection, the responsibility can become muddied. Were…
Sharp Auto Body has been in business over 40 years. They’ve seen and heard it all. So what can you learn from them? If you have any questions related to collisions and auto repair, even if you’re using another body shop, call Sharp Auto Body. There’s questions you should be asking before any repairs take…
Have you ever taken your car to a repair shop after an accident, only to have your insurance company push back on the cost? Maybe they claimed the shop was overcharging you or that certain repairs weren’t necessary. Or worse—have you ever had a repair shop tell you they “discovered” new damage that wasn’t there…
Although most modern vehicles are designed to make it more difficult to rollover during a crash, certain conditions make rollovers possible in any vehicle, especially more top-heavy models like SUVs, pickups and Jeeps. Here are ways to help prevent a rollover crash: • Perform tire maintenance. Improperly inflated and worn tires impede your ability to…
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