Insurance companies have adjusters, actuaries, and algorithms working for them. These free tools put the same knowledge in your hands.
Compare what it actually costs to file a claim versus paying out of pocket. Plug in your deductible, rate increase, and how long that increase sticks around. You might be surprised which option saves you more.
Your car got hit, got fixed, but it's still worth less on the resale market. The at-fault driver's insurance may owe you for that. This uses the 17c formula that the industry relies on. Most people have no idea they can file this claim.
A new car loses about 20% of its value every year for the first three years. Put in what you paid and see where that money actually goes. It puts into perspective why keeping your vehicle in good shape matters.
When insurance lowballs your repair, you don't have to just accept it. This shows you the gap between what they wrote and what the repair actually costs, minus what the appraisal process runs you. The math usually works in your favor.
We've been doing this for over 40 years. If you've got questions about your situation, just give us a call.